robkatch78
New member
35 year old E5 in the national guard looking for advice . Have abt 135000 in hysa and 90000 in a regular jumbo savings account . I started my 401k contributions later in life in comparision to my peers and it stands abt 70000 . Apart from this have abt 42000 in company stocks and abt 40000 spread across treasury bonds and low yield cds ( abt 3.9%) .dnt have any assets apart from my vehicle. I have always been bad at proper investing . My question is
1) can i take all the money in hysa and put it on s&p 500 fund . I dnt intend to touch until i retire
2) the 90000 i have set aside for a house . I have access to va loans . Would it be better for me just invest that 90000 somewhere and use the interest to help with the increased monthly payments on a house that i would buy
3) do you think the money i have spread across cds can be better invested elsewere with better returns
My primary goal for the hard cash is to get in a safe and highest possible interest earning entity which i understand to be s&p 500 funds , until i decide to invest in property but i'm open to suggestions too.
Additional info : did 5 years active 5 years national guard , currently employed in it full time . No wife , no kids
1) can i take all the money in hysa and put it on s&p 500 fund . I dnt intend to touch until i retire
2) the 90000 i have set aside for a house . I have access to va loans . Would it be better for me just invest that 90000 somewhere and use the interest to help with the increased monthly payments on a house that i would buy
3) do you think the money i have spread across cds can be better invested elsewere with better returns
My primary goal for the hard cash is to get in a safe and highest possible interest earning entity which i understand to be s&p 500 funds , until i decide to invest in property but i'm open to suggestions too.
Additional info : did 5 years active 5 years national guard , currently employed in it full time . No wife , no kids