billdoolinn
New member
Hey, curious what were the lowest rate everybody has seen in recent years on their mortgage offers by Irish bank? Say in year 201x and onwards.
I entered fixed rate in 2021 at about 2.6%. average is around 4.5% now and I felt it could be peaked anytime soon.
hence was thinking what's the lowest rates people have seen bank offered back in the days to see if I should enter 1 year fixed, then roll into longer terms when it gets down again to somewhere around 1%+ if that's even realistic
Thanks
I entered fixed rate in 2021 at about 2.6%. average is around 4.5% now and I felt it could be peaked anytime soon.
hence was thinking what's the lowest rates people have seen bank offered back in the days to see if I should enter 1 year fixed, then roll into longer terms when it gets down again to somewhere around 1%+ if that's even realistic
Thanks