in_jesus_i_trust
New member
@wedinn Kiwibank's airpoints platinum offers 0.87% cashback ($1 air points per $115 spent)? And costs $180/year. You have to spend $21k just to break even on Kiwibank's offering.
ANZ (not sure if this is the best anymore) offer $1 air points per $110 spent ($150/year), so beats Kiwibank on both return AND annual fees, about $16.5k to break even. Or cashback card gives $1 cash back for every $120 spent (slightly worse than Kiwibank), fees only $80/year ($10k to break even).
Really have no idea where you're getting these numbers from. 1.5% to get 0.67% back?
Surcharges probably account for
ANZ (not sure if this is the best anymore) offer $1 air points per $110 spent ($150/year), so beats Kiwibank on both return AND annual fees, about $16.5k to break even. Or cashback card gives $1 cash back for every $120 spent (slightly worse than Kiwibank), fees only $80/year ($10k to break even).
Really have no idea where you're getting these numbers from. 1.5% to get 0.67% back?
Surcharges probably account for