workinprogress89
New member
Hello, I'd like to hear your thoughts on a current investment decision I'm facing. I'm from the Czech Republic and since 2018, I've been using a semi-passively managed investment platform, Portu.cz. I've set up a direct debit, and my money is allocated to one Portu strategy and one custom strategy.
My first portfolio includes:
A significant issue I'm grappling with is the annual fee of 1% on the total portfolio volume.
Thus, I'm considering switching to a VWCE & chill strategy. However, when I backtested my Portu portfolio against VWCE, VWCE never outperformed Portu over the last ten years. This has led me to ponder whether it might be better to stick with Portu despite the fees.
Thanks in advance for any tips and ideas.
My first portfolio includes:
- CSPX LN 44.1% IE00B5BMR087
- SXR7 GY 18.1% IE00B53QG562
- ZPRS GY 17.2% IE00BCBJG560
- XMK9 GY 8.8% LU0659580079
- AMEA GY 4.9% LU1681044480
- IS3N GY 4.9% IE00BKM4GZ66
- Cash 2%
- IUIT LN 20% IE00B3WJKG14
- 2B76 GY 15% IE00BYZK4552
- SEC0 GY 15% IE000I8KRLL9
- IEVD GY 10% IE00BGL86Z12
- ESP0 GY 10% IE00BYWQWR46
- HEAL LN 10% IE00BYZK4776
- IWMO LN 8% IE00BP3QZ825
- BATE GY 5% IE00BF0M2Z96
- IDPE LN 5% IE00B1TXHL60
- Cash 2%
A significant issue I'm grappling with is the annual fee of 1% on the total portfolio volume.
Thus, I'm considering switching to a VWCE & chill strategy. However, when I backtested my Portu portfolio against VWCE, VWCE never outperformed Portu over the last ten years. This has led me to ponder whether it might be better to stick with Portu despite the fees.
Thanks in advance for any tips and ideas.