here2helpyou
New member
Ok so I cancelled my car insurance because I couldn’t afford the payments. I’m pretty sure I told them I was just choosing to drive uninsured (really stupid, I know). They refunded 35$ for the rest of the month and terminated coverage that minute. I totaled my car about 2 months later. I paid off the guy I hit and sold the car to scrappers to avoid losing my license for a year and having my rates be crazyyyy when I do get another car.
How do I go about getting insurance for my new car without paying crazy fees or crazy monthly payments. (I wont be getting a new car for about 4 months, so about 6 months total lapse of coverage.) Should I call the insurance company and say the car broke down 2 months ago and that’s why I cancelled it, so that technically they don’t know I was driving uninsured? I’ve gotten parking tickets tho do they have access to those records? Should I get coverage with a different company when I do get new car insurance?. Pleaseee help me I’m out 12k already.
How do I go about getting insurance for my new car without paying crazy fees or crazy monthly payments. (I wont be getting a new car for about 4 months, so about 6 months total lapse of coverage.) Should I call the insurance company and say the car broke down 2 months ago and that’s why I cancelled it, so that technically they don’t know I was driving uninsured? I’ve gotten parking tickets tho do they have access to those records? Should I get coverage with a different company when I do get new car insurance?. Pleaseee help me I’m out 12k already.