vehicle insurance

  1. H

    Progressive E-sign discount

    I got an awesome quote from Progressive. However, the lady on the phone said there is a “e-sign” discount that has been included in my quote which will expire in 6 months. She was unable to tell me by how much my rates would increase at that time. Anyone have any experience with this? I don’t...
  2. S

    Affordable car insurance for high risk drivers in Texas?

    I’m 19f and have been in 4 accidents in a year. I have non-owners car insurance but it only works for cars I don’t own and can’t be available to me for regular use. That means I can’t use my parents car because I live with them, and I’m not going to ask a friend to put my car in their name...
  3. I

    Wrecked a dealer car two days into having insurance

    Don’t be a douch, I know I messed up. I’m human, I almost died, I was shopping for my first car, and I’m still a teen. It’s hard to process what happened, I don’t need some dick to make my day worse. I (F17) was in a car accident. I was test driving a car from a used lot and was on my way to...
  4. A

    Insurance Fraud?

    I'm currently in the states in F-1 Visa status as a student with 7 days driving experience. (Got CA license 9/7/23). I was having so hard time looking for the policy since no company made an offer. But today Adriana made a full coverage offer, on a reasonable price, I immediately bought the...
  5. P

    Car crash insurance USAA

    Hello guys. I am writing here cause I literally have no other place to go and I’m in a “deep shit situation” . To give you a background I am a j-1 intern, came to US last year. After work I went to eat and, when I tried to exit from Waffle House to turn left, the first lane gave me priority...
  6. B

    Do I need Gap insurance AND Loan payoff?

    I just financed a car yesterday. Updated my driver only policy to add the new vehicle at full coverage. I opted in for Loan/lease payoff but shortly after the dealership offered me gap insurance. Opted in for that as well with the intention to sort through what each entails. My concerns: - gap...
  7. C

    Minor fender bender- $500 deductible on a car worth maybe $2k- can it be totalled for a small check?

    Hi all. My dad just got in a minor accident, I'm assuming he'll be at fault since he rear ended someone who stopped short. He has a 2002 Camry with high miles, a failing transmission, and a bad cat converter. The accident just took out the front grille, dented the bumper, the hood, and some of...
  8. I

    New car/better car/auto replacement? (providers that have it AND is it even worth it?)

    Hi! I am looking at possibly changing my auto insurance for a cheaper rate and I am also moving states. Vehicle: 2019 Subaru SUV with 103k miles, owned outright (no loan!) Current insurance: Allstate w/auto replacement protection ($27/month). Current premium: $1600/6 months, new state...
  9. L

    Is this a good quote?

    23M with no prior accidents, or tickets. Quoted $196 a month for full coverage bundled with some health thing( idk exactly what it is but adding it brings the price down from $204 to $196), with adding my dad, 44M, as a driver. 2021 Ford Explorer ST fully loaded. First time having my own...
  10. P

    Car Insurance after Insurance Gap

    I need help with finding a good car insurance that wouldn’g burn through my pockets. I called geico, state farm, and progressive. They offered $2k, $1.8k, and $900. Any advice please? I live in NYC, my car is under my name and I’ve only had my driver’s license since 2022. Idk what to do or who...
  11. D

    Insuring a 3 car that will hardly be used

    Hello all, I’m insured with all states with two cars. We just bought a new car (our 3rd)this past weekend and wondering if there are alternatives to insuring our oldest car. We want to keep our 2019 and use it when needed. I don’t think we’ll add more than 1k miles per year. Just want to...
  12. P

    Fought a ticket for no points but monthly premiums still went up

    Been with progressive for over 5 years. Got a ticket last August but had it reduced so I wouldn’t get points on my driver history. It is my only ticket in the last 5 years, it was reduced to an unsafe operation of a motor vehicle. Progressive is telling me that they have their own point system...
  13. L

    I totaled my car, what should I do?

    So I totaled my car. I was driven off the road, the other driver just took off, so my insurance is claiming liability. The car was a 2008 Chevy Cobalt 4-door with 110,000 miles on it. The auto body shop said they’d let me know how much it could possibly be repaired for if I choose to keep the...
  14. U

    I’m in the market to buy a new car for myself but these prices are ridiculous. What’s a cheap insurance?

    I am trying to buy a 2018 Mercedes Benz E300 with 53,000 miles but every single insurance company has given me a quote of $300+ and I have no clue why. I’m 26 male with a clean record. I understand statistically men are more reckless drivers but I’ve talked to a friend and she drives a Lexus...
  15. M

    Employers Insurance company did not transfer title

    Facts. 1. I financed a car for boyfriend 2. He and I are listed as drivers on our insurance policy 3. Accident happened end of March 2020 on (bf)employer’s parking lot 4. Car was parked and employer’s semi backed into bf car. 5. Employers Insurance adjuster determined car was totaled. 6...
  16. C

    Other parties ins wants to total my suv w/ minimal damage

    I was in an accident before Christmas. I was at a red light, the person in front of me didn’t go and the person behind me hit me. The person behind me was at fault and their insurance has took over the claim. My car (2011 Kia Sorento) has minimal damage, just the hatch is crunched in and not...
  17. P

    Windshield crack and $0 deductible

    Hi there, I am trying to figure out if it is worth putting in a claim after a rock has led to a chip and a 4 inch crack in the windshield. Me and my wife have Progressive and are in our early 30s. We have three vehicles on the policy, an older one with liability only and two with...
  18. M

    Very high insurance cost!!!!

    Hello everyone, I just got my first car (2023 elantra 3.5k miles) a couple of months after I started working. Now, I have had NY state licence since 1 year, and still the lowest quote on the insurance I got was 468$ per month, I have seen multiple people with lesser licence age getting cheaper...
  19. F

    How to know if you need to declare that you have had insurance cancelled in the past when applying for new insurance (UK)

    Hi everyone, I'm hoping people with more experience than myself, or even better those in the insurance industry can shed some light on my situation, and hopefully help others who may be in similar scenarios. This question is based on the common and generic question in all insurance application...
  20. J

    How will this go about? V. neighbor did serious damage to gf's car

    Hey guys... my anxiety is through the roof since I am 3 hours from the situation, until sunday. Maybe thats a good thing I have this troublesome neighbor....trashy guy who smacks up his GF every other weekend and has cops come, etc etc... Anyways, he pulled into the parking lot today, smashed...
Back
Top