Hi just trying to get some input in regards to investment ideas, currently E-6 (8 years AD) contributing 22% to TSP (80%C fund, 10% S fund, 10% I fund) which is currently sitting at 81k. I recently sold some crypto coins and also received tax return and FASFA funds which is leaving me with about 32k of liquidity I am unsure what to do with. Currently have about 62k in Robinhood (VOO, TSLA, AMZN, VTI, QQQ, SPY, TGT, ECT) and another 48K in a certificate (4.9% APY). Unsure of which option I should take. Me and spouse have no credit card debt, vehicle loan, or student debt. I also have a 5k emergency fund.
Option 1: Put excess funds into the AMEX HYSA account and increase TSP contributions to reach the max. Dip into HYSA when necessary. I have yet to reach the fiscal cap
Option 2: Dump the funds into VOO or another ETF
Option 3: Put all into another HYSA or certificate.
Thank you for any information, currently not looking into purchasing a house because I am overseas and plan to do another overseas command after this one.
Option 1: Put excess funds into the AMEX HYSA account and increase TSP contributions to reach the max. Dip into HYSA when necessary. I have yet to reach the fiscal cap
Option 2: Dump the funds into VOO or another ETF
Option 3: Put all into another HYSA or certificate.
Thank you for any information, currently not looking into purchasing a house because I am overseas and plan to do another overseas command after this one.