john812mom
New member
Hi, I’m 25 years old, I joined back in June 2021 when I was 24. I’m currently putting 8% into my TSP and 12% into my Roth IRA. (Total 20% of my pay)
My current blend is
C: 35%
S: 28%
I: 17%
F: 3%
G: 2%
L 2050: 5%
L 2055: 10%
I basically leaned towards the most high risk/high reward funds and then maybe in my final 3-5 years I’ll start to be more conservative but I just wanted to know if you guys think this is a good investment strategy? I thought by diversifying and putting 20% from the start would be a good idea. This is my first time having a real job and I’m still learning a lot but I also want to be financially secure and have a safe amount in before I complete my 20 years.
My current blend is
C: 35%
S: 28%
I: 17%
F: 3%
G: 2%
L 2050: 5%
L 2055: 10%
I basically leaned towards the most high risk/high reward funds and then maybe in my final 3-5 years I’ll start to be more conservative but I just wanted to know if you guys think this is a good investment strategy? I thought by diversifying and putting 20% from the start would be a good idea. This is my first time having a real job and I’m still learning a lot but I also want to be financially secure and have a safe amount in before I complete my 20 years.