@john812mom L funds are trash... you don't want to invest in European and Japanese economies in the I fund and the G fund will guarantee you will lose purchasing power while inflation is officially over 9%.
C fund is the 500 largest US companies, S fund is the rest of the US Market. Any split between these two funds will work much better than any L fund.
@paradox5050 Anybody who downvoted this comment, I would insult you but consider your portfolio’s underperformance as punishment enough.
L funds are trash. Schwab literally got sued and settled recently regarding their own L funds. Money should grow, period. You don’t need safety, you need to put more money in. Especially right now.