401k election questions

[bearers410]

Hello Reddit.

I’m looking for suggestion on how to better allocate my contributions to 401k considering retirement date in 30 years.
Here is what I can choose from:

Bond Investments Income FID INFL PR BD IDX
Bond Investments Income FID INVST GR BD
Bond Investments Income J H DEV WORLD BOND N
Bond Investments Income PGIM HIGH YIELD R6
Bond Investments Income PGIM TOTAL RTN BD R6
Short-Term Investments -- FID GOVT MMKT K6
Stock Investments Large Cap FID 500 INDEX
Stock Investments Large Cap FID BLUE CHIP GR
Stock Investments Large Cap FID TOTAL MKT IDX
Stock Investments Large Cap TRP VALUE I
Stock Investments Mid-Cap AM CENT MD CP VAL R6
Stock Investments Mid-Cap FID EXTD MKT IDX
Stock Investments Small Cap ABF SM CAP VALUE R6
Stock Investments Small Cap FID SM CAP IDX
Stock Investments Small Cap PNR SEL MD CP GR Y
Stock Investments International AF NEW PERSPECT R6
Stock Investments International FID INTL INDEX
Stock Investments International RBC EMRG MKTS EQ R6
Stock Investments International VANG INTL GROWTH ADM
Stock Investments Specialty DFA REAL EST SEC I
Stock Investments -- AM CENT SM CAP GR R6

Currently 95% goes to FID 500 INDEX and 5% to FID INFL PR BD IDX

Thank you!

 

[godisatulpa]

@bearers410 a few days ago, I made a chart for another question. it showed how from 2000-2016, the S&P 500 alone under-performed a 50/25/25 split of S&P 500, international and bonds.

https://imgur.com/a/4jz89kW

 

[elsamelodyxd]

@bearers410 What you have now seems fine to me. Just increase more into bonds (and maybe international) as you age.

Some people like keeping ~20% in international, but I’m not sure.

 

[bearers410]

@elsamelodyxd Thank you.