So i got a new job and was offered an ability to contribute to a 401k. Along with that its been explained that if i leave the company within 2 years all company contributions are taken back and not given to me. Should i just invest on my own in a roth IRA? Or just take the free 1.5% on 6%. I will say the money would be better used to pay off my debt. But im not sure. Any advice would be helpful thanks!