jonathanbewell
New member
Recently bought a couch and put it on my chase card that’s 0% until Oct 2024. Approximately 3000$, should I just pay it all off or let it sit? I have 8k cash currently making 4.5% in Sofi HYSA. Only reason I’m debating on paying it off is because my credit score tanked 60 points just because of this balance. Does it make more sense to let it ride, or pay it off?