@faith4l Thanks For lengthy feedback and effort to share the wealth of knowledge you have. And 100% agree One rule of investment might not be a fit for everyone, thus why I called it out in my initial post, and follow up post even.
But for me the way I also learn, is from seeing what other people do in their journey, and finding out their "why" on why they selected XYZ, its very fun and educational at the same time for me, learning and educating myself.
and 100% agree EE is just a vehcile, but there are all other different paths jsut to get funds to the investment vehicle.
Thus why my EE risk profile should be High, and my overall portfolio balances out as my RA is the more conservative route, but again, just investigating what options are there, As i have studies a few different Bogglehead 2/3/4 Fund lazy setups, and curious how some people execute their portfolios, and what rules they follow, although everyones rules wont be the same.
Reason or inspiration for the post, was the post I linked in the original post, from another SUB, that was quite a very interesting read, that the risk to reward level form 100% stocks to even 80/20 or 60/40 stock/bond split. Was very interesting read, and made sense why lot of bogglehead portfolios has such a big Bond split inside.
But again I am in no position to give actual factual data, i have my thoughts at the moment, and still just learning all this and taking in as much as I can comprehend at the moment.... and what makes sense to me. and if it doesnt trying to find reason why.