To make things easier, we should standardize the template used when asking for advice.
Many posters ask for advice without providing sufficient information for anyone to make an educated response.
With that in mind, please use the following template when introducing yourself and asking for general advice:
Run the formula here to generate your own table, then copy paste it into your post
Personal
Age
25
Country
Singapore
Nationality
British
Married
No
Children
None
Income
Employment
Employed
Gross Income
$100,000
Tax Rate
0%
Net Salary
$100,000
Other Income
$0
Total Annual Income
$100,000 Expenses
Accommodation
$20,000
Other Expenses
$20,000
Total Annual Expenses
$40,000 Assets
Cash
$20,000
Investment Portfolio
$80,000
Real Estate
$250,000
Car
$20,000
Total Assets
$370,000 Liabilities
Student Loan
$10,000 @ 5%
Mortgage
$200,000 @ 4%
Car Loan
$10,000 @ 5%
Total Liabilities
$220,000 TOTALS Total Net Worth $150,000 Total Annual Savings $60,000
Current Portfolio
Percentage
Fund/Stock
Purchase Price
65.25%
VWRD
$48,740.49
20.11%
LQDE
$15,014.85
10.04%
VBK
$7,573.80
4.60%
GOOGL
$3,435.42
100% $74,764.56
Run the formula here to generate your own table, then copy paste it into your post
We will continue to review and update this template over time.
Many Thanks!
Many posters ask for advice without providing sufficient information for anyone to make an educated response.
With that in mind, please use the following template when introducing yourself and asking for general advice:
Run the formula here to generate your own table, then copy paste it into your post
Personal
Age
25
Country
Singapore
Nationality
British
Married
No
Children
None
Income
Employment
Employed
Gross Income
$100,000
Tax Rate
0%
Net Salary
$100,000
Other Income
$0
Total Annual Income
$100,000 Expenses
Accommodation
$20,000
Other Expenses
$20,000
Total Annual Expenses
$40,000 Assets
Cash
$20,000
Investment Portfolio
$80,000
Real Estate
$250,000
Car
$20,000
Total Assets
$370,000 Liabilities
Student Loan
$10,000 @ 5%
Mortgage
$200,000 @ 4%
Car Loan
$10,000 @ 5%
Total Liabilities
$220,000 TOTALS Total Net Worth $150,000 Total Annual Savings $60,000
Current Portfolio
Percentage
Fund/Stock
Purchase Price
65.25%
VWRD
$48,740.49
20.11%
LQDE
$15,014.85
10.04%
VBK
$7,573.80
4.60%
GOOGL
$3,435.42
100% $74,764.56
Run the formula here to generate your own table, then copy paste it into your post
We will continue to review and update this template over time.
Many Thanks!