Renting 4.5 room apartment by myself

[prayingwife2015]

@endalldisease Yeah I think this is a good tactic. I’ll see how I can handle it financially and reevaluate next year. Thanks.

 

[younghen]

@prayingwife2015 If you managed to rent 4.5 for 2000 CHF better hold onto it. Unless you live in some rural village.

 

[shirel]

@prayingwife2015 Depens where you live of course, but here near Zürich, if you would move to a smaller apartment, you would pay still 1900+.

 

[kevin__huang]

@prayingwife2015 Don't change too many things at once in your life. The answer is not at the end of a spreadsheet.

Enjoy your home and see how you feel in a year - life circumstances may have changed.

 

[johnthechristian]

@prayingwife2015 4.5 rooms for only 2000.- ??

where can i find such cheap apartments lol

 

[devwil]

@johnthechristian I pay 1580 for a 4 room apartment. 1680 with the garage....

 

[johnthechristian]

@devwil ive been looking at apartments for 1-1.5 rooms in zurich… 1940.- is the average price

god im too poor for my own country

 

[devwil]

@johnthechristian Haha. Yea, here you can have about 4 rooms in 10 year old buildings for about 2k. Or 3 room 110 m2. Maybe a bit over 2k but not to much. 200m to a trainstation about the same to the migros or coop. I can't complain.
And best of it low tax for bern.

 

[tyme]

@prayingwife2015 You’re paying 2k/month, that’s a bargain for what you describe (garden, 10 min from work).

Take the extra space, make a gym/room for the dogs/room for family and friends to visit.

Maybe in 1-2yrs your new girlfriend moves in and you’ll need the extra office space.

If you downsize to a 3.5 or a 2.5, how much less would you be paying?

 

[filterhouse]

@prayingwife2015 Sorry for your breakup, I hope you will be better soon. On the financial side: I lived 5 years in ZH by myself and paid a 2.5 apartment on a slightly lower salary. Still managed to save a good amount of my income. If you like the place I'd say 2000 for a 4.5 is a great deal.
P.S 170k CHF in savings and investments is only "low" if you spend a lot of time online on the various personal finance/investment discussion forums. For most people our age it's a big sum

 

[prayingwife2015]

@filterhouse Thanks for your input. I’ll keep it.

Yeah I appreciate what you say about savings. I didn’t think I was doing too bad until I started paying attention to this sub.

 

[filterhouse]

@prayingwife2015 Indeed I got the same feeling. Anyway some savings is better than no savings or a large amount of debt, so don't feel bad about it and think how to do better in the future. I am in a similar financial situation and wish I started investing earlier

 

[wab0111]

@prayingwife2015 Airbnb

 

[geodan]

@prayingwife2015 Depending on the city you are even moving to a smaller apartment won't be so much cheaper as they keep hiking the rent prices.

So might be OK to stay, and you do make enough for it and is saving enough also...

 

[rach4jesus]

@prayingwife2015 If it makes you feel any better you make about 4000 CHF more than me per month and about 40% of my net income goes into rent . Your net worth is about 169k higher than mine and I’m a bit older than you as well

 

[njagut]

@prayingwife2015 Just keep it bro, it is hard to find a nice apartment, especially as you pay a good price for its size

 

[olatunde]

@prayingwife2015 Man stop showing off your apartment

 

[utopiaticdill]

@prayingwife2015 Do not move if you and the dogs are settled! Who knows what type of neighbours you will have after moving. After all, moving will also cost money.

 

[xc37]

@prayingwife2015 Unrelated q but why is she breaking up?