Renting 4.5 room apartment by myself

[prayingwife2015]

@endalldisease Yeah I think this is a good tactic. I’ll see how I can handle it financially and reevaluate next year. Thanks.

 

[younghen]

@prayingwife2015 If you managed to rent 4.5 for 2000 CHF better hold onto it. Unless you live in some rural village.

 

[shirel]

@prayingwife2015 Depens where you live of course, but here near Zürich, if you would move to a smaller apartment, you would pay still 1900+.

 

[kevin__huang]

@prayingwife2015 Don't change too many things at once in your life. The answer is not at the end of a spreadsheet.

Enjoy your home and see how you feel in a year - life circumstances may have changed.

 

[johnthechristian]

@prayingwife2015 4.5 rooms for only 2000.- ??

where can i find such cheap apartments lol

 

[devwil]

@johnthechristian I pay 1580 for a 4 room apartment. 1680 with the garage....

 

[johnthechristian]

@devwil ive been looking at apartments for 1-1.5 rooms in zurich… 1940.- is the average price

god im too poor for my own country

 

[devwil]

@johnthechristian Haha. Yea, here you can have about 4 rooms in 10 year old buildings for about 2k. Or 3 room 110 m2. Maybe a bit over 2k but not to much. 200m to a trainstation about the same to the migros or coop. I can't complain.
And best of it low tax for bern.

 

[tyme]

@prayingwife2015 You’re paying 2k/month, that’s a bargain for what you describe (garden, 10 min from work).

Take the extra space, make a gym/room for the dogs/room for family and friends to visit.

Maybe in 1-2yrs your new girlfriend moves in and you’ll need the extra office space.

If you downsize to a 3.5 or a 2.5, how much less would you be paying?

 

[filterhouse]

@prayingwife2015 Sorry for your breakup, I hope you will be better soon. On the financial side: I lived 5 years in ZH by myself and paid a 2.5 apartment on a slightly lower salary. Still managed to save a good amount of my income. If you like the place I'd say 2000 for a 4.5 is a great deal.
P.S 170k CHF in savings and investments is only "low" if you spend a lot of time online on the various personal finance/investment discussion forums. For most people our age it's a big sum

 

[prayingwife2015]

@filterhouse Thanks for your input. I’ll keep it.

Yeah I appreciate what you say about savings. I didn’t think I was doing too bad until I started paying attention to this sub.

 

[filterhouse]

@prayingwife2015 Indeed I got the same feeling. Anyway some savings is better than no savings or a large amount of debt, so don't feel bad about it and think how to do better in the future. I am in a similar financial situation and wish I started investing earlier

 

[wab0111]

@prayingwife2015 Airbnb