I'm an IT Consultant and I have a contract that says "In addition, Vendor’s insurance must be designated as primary and non-contributory to the insurance of *client*"
I'm good for my Commercial General Liability Insurance. For my E&O though, my broker is working through it, and I noticed there's a "Additional Insured Endorsement Primary and Non-Contributory" endorsement that was added today, where it names the client, specifically. Is this what I'm looking for?
The way I read my contract, I take it that my insurance should pay E&O claims (primary and non-contributory), not my clients. However the text of the endorsement seems broader than that:
_____________________________-
Person/Entity:
*client's name / address*
Insured shall include the person(s)/entity(ies) named in the endorsement
SCHEDULE, but only for the wrongful acts of the named entity or any
subsidiaries.
It is agreed that the insurance provided to the person(s)/entity(ies) listed
in the endorsement SCHEDULE shall be primary and non-contributory, but only
with respect to wrongful acts caused, in whole or in part, by:
In the performance of your ongoing operations for the person(s)/entity(ies)
listed in the endorsement SCHEDULE.
__________________________________________________
Has my client became a "Additional Named Insured" versus simply an "Additional Insured"? Thanks a lot.
I'm good for my Commercial General Liability Insurance. For my E&O though, my broker is working through it, and I noticed there's a "Additional Insured Endorsement Primary and Non-Contributory" endorsement that was added today, where it names the client, specifically. Is this what I'm looking for?
The way I read my contract, I take it that my insurance should pay E&O claims (primary and non-contributory), not my clients. However the text of the endorsement seems broader than that:
_____________________________-
Person/Entity:
*client's name / address*
Insured shall include the person(s)/entity(ies) named in the endorsement
SCHEDULE, but only for the wrongful acts of the named entity or any
subsidiaries.
It is agreed that the insurance provided to the person(s)/entity(ies) listed
in the endorsement SCHEDULE shall be primary and non-contributory, but only
with respect to wrongful acts caused, in whole or in part, by:
- The named entity's or subsidiaries' acts or omissions; or
- The acts or omissions of those acting on the named entity's or
In the performance of your ongoing operations for the person(s)/entity(ies)
listed in the endorsement SCHEDULE.
__________________________________________________
Has my client became a "Additional Named Insured" versus simply an "Additional Insured"? Thanks a lot.