@sirenoftherocks Collision. You hit/collided with a hole in the road
Ps. If this happened on a state owned highway or road in CA, Caltrans is accepting claims for these types of losses due to the pothole problems caused by the massive rain storms this winter. Go onto Caltrans website or info if this is applicable to the OP
@sirenoftherocks Unfortunately it’s definitely collision. My state is the land of potholes & I have 2 on my record and 2 more I paid for without insurance. Not the same car but one of the reasons I pay more to keep my deductible reasonable