remnant502
New member
My husband and I met with our agent and ended up talking about life insurance. I honestly thought we would have discussed it more in depth once the agent left. However my husband ended up cutting a check and us signing an application? I assume. Now we have an appointment next week with a nurse to do some sort of physical. Here’s my thing. I do not smoke/vape nicotine. I have one vape that is 0% nicotine. What does this mean for me when time comes to do the blood work? I did a phone interview and they asked if I used products with nicotine and told them no. My husband was a smoker but he quit about 2-3 weeks ago, the agent said so long as he wasn’t an active smoker. But would it still show as if he was an active smoker? Since he only recently quit. I’m just trying to figure out what to expect.