Hi, I was lucky enough to get into an electric utility in 2012 just before they stopped DB pensions, so I have one. I don’t pay into it, no one does. I’ve been there 12 years and I’m 66, not at FRA (SS) yet. I lost it all in the 2010 recession and had to start over in my fifties. So the monthly pension amount (around $1500) a month is important to me. It goes up more every year I stay. If I retired at 67 it would I could pick the monthly ($1700 then) or a payout of $329,000. I prefer the monthly but our company has not been doing as well as it used to. It merged with another, is now a tri state company, and has lost a lot of money in one of the states. The stock prices have gone down by $20. The political scene about electric costs in one of the states is getting ugly and the word monopoly is being thrown around in news articles. The pension is fully funded. Can I count on my monthly benefits? Idk, maybe this is a climate change question too.