Moving to a new 401k Program

[trang1966]

Hey All!

My company is changing our 401k provider and I am looking for some help to determine where best to allocate my funds. I am married, 42, two kids and financially stable. Currently maxing out 401k and a roth each year. These are the options available. Your advise and insight is always greatly appreciated!

Transamerica Stable Value Ascend Option (Class: N/A)

Fidelity US Bond Index (Class: Instl Prem)

JPMorgan Core Plus Bond R6 (Class: R-6)

Inception Date: 02/22/2005

PIMCO Income Instl (Class: Inst)

PIMCO Real Return Instl (Class: Inst)

BlackRock High Yield Bond K (Class: K)

RPAG/Wilmington Large Cap Value Fund (Class: N/A)

Fidelity 500 Index (Class: Instl Prem)

Large Cap Growth Fund II Fee Class R1 (Class: R-1)

Allspring Special Mid Cap Value R6 (Class: R-6)

Fidelity Mid Cap Index (Class: Instl Prem)

JPMorgan Mid Cap Growth R6 (Class: R-6)

Fidelity Advisor Small Cap Value Z (Class: Z)

Fidelity Small Cap Index (Class: Instl Prem)

Small Cap Growth Fund II Fee Class R1 (Class: R-1)

Fidelity Real Estate Index (Class: Inst)

Fidelity Global ex US Index (Class: Instl Prem)

International Growth Fund II Fee Class R1 (Class: R-1)

Janus Henderson Global Equity Income N (Class: N)

BlackRock Emerging Mkts K (Class: K)

 

[phongtranh142]

@trang1966 Pick your US, International and bond allocation, then break up the funds as follows

US:

80% FID 500 Index

10% Fid Mid Cap Index

10% Fid Small Cap index

International:

100% Fid International Index (check to see if this has emerging markets)

Bonds

100% to Fid US Bond Index (although I'm partial to the PIMCO income Fund which is actively managed)