120 k yearly earnings . What should I cut? Save on?
Rent $1600 (Socal ridiculously expensive), Car note , my gf pays it $600 bucks. It’s actually $500 but we put an extra $100 bucks on the loan, Water - zero included in rent, Trash - included in rent, Electricity - $50 bucks, Range gas - 35 bucks, Car Insurance on 2 vehicles - $200 bucks, Health insurance for my son - $270, Credit cards I owe (2) one at $2800 at 7 percent interest and $6500 on another CC with zero interest for couple more months, Cell phone bill - $200, Groceries - $500, Eating out maybe $200-$300. Oh yea, vehicle gas $250.00. Student loan I owe $9 k. I put anywhere from 150-200 bucks a month towards it.
Total in all monthly expenses are about $ 4,000 - $ 4,200 a month.
Savings - currently have around 25 k, not included some underperforming stocks.
Rent $1600 (Socal ridiculously expensive), Car note , my gf pays it $600 bucks. It’s actually $500 but we put an extra $100 bucks on the loan, Water - zero included in rent, Trash - included in rent, Electricity - $50 bucks, Range gas - 35 bucks, Car Insurance on 2 vehicles - $200 bucks, Health insurance for my son - $270, Credit cards I owe (2) one at $2800 at 7 percent interest and $6500 on another CC with zero interest for couple more months, Cell phone bill - $200, Groceries - $500, Eating out maybe $200-$300. Oh yea, vehicle gas $250.00. Student loan I owe $9 k. I put anywhere from 150-200 bucks a month towards it.
Total in all monthly expenses are about $ 4,000 - $ 4,200 a month.
Savings - currently have around 25 k, not included some underperforming stocks.