brendacast
New member
Assalamu-Alaikum everyone,
I have seen a few posts regarding halal credit card options in the US. Recently, I came across Chime. They offer Checking account (https://www.chime.com/no-fees/) with:
- No monthly fees
- No minimum balance requirement
- No overdraft fees.
In addition to that, they offer a Credit Card (https://www.chime.com/credit-builder/) with:
- No credit check to apply
- No annual fees
- No interest
- No minimum security deposit
- No foreign transaction fees
Basically, you transfer money from your Checking into your Credit Card account and use that, so it works like a debit card, but they report to all 3 credit bureaus to help you build credit over time. Here's a video from Chime to explain more --
. They do not have any cash backs.
In order to get the credit card, you need to have a direct deposit of $200, which will make you eligible to get the credit card. I believe you only need one direct deposit (and rest can be bank transfers) to fund your credit card account usage.
You can, of course, go directly to chime.com and register. However, if you use below referral link, you get $150 (usually it's $100, but there's an additional $50 offer happening) as soon as the direct deposit of $200 hits your account, and I get $100. Here is the referral link -- https://www.chime.com/r/nilofarali
Jazak'Allaah for your time!
Mods -- If I am not allowed to share the referral link, please let me know and I'll remove it from the post.
I have seen a few posts regarding halal credit card options in the US. Recently, I came across Chime. They offer Checking account (https://www.chime.com/no-fees/) with:
- No monthly fees
- No minimum balance requirement
- No overdraft fees.
In addition to that, they offer a Credit Card (https://www.chime.com/credit-builder/) with:
- No credit check to apply
- No annual fees
- No interest
- No minimum security deposit
- No foreign transaction fees
Basically, you transfer money from your Checking into your Credit Card account and use that, so it works like a debit card, but they report to all 3 credit bureaus to help you build credit over time. Here's a video from Chime to explain more --
In order to get the credit card, you need to have a direct deposit of $200, which will make you eligible to get the credit card. I believe you only need one direct deposit (and rest can be bank transfers) to fund your credit card account usage.
You can, of course, go directly to chime.com and register. However, if you use below referral link, you get $150 (usually it's $100, but there's an additional $50 offer happening) as soon as the direct deposit of $200 hits your account, and I get $100. Here is the referral link -- https://www.chime.com/r/nilofarali
Jazak'Allaah for your time!
Mods -- If I am not allowed to share the referral link, please let me know and I'll remove it from the post.