@sean1240 If numbers are not your strong suit then do the math backwards.
Tell the broker or bank, - brokers send your request for a mortgage to many institutions to get the best interest rate - banks only have standard rates to offer.
Now write on paper: what you are willing to spend.
-Down payment
-Monthly Mortgage payment
-House Taxes (approx-varies per area)
- Maximum amount of total monthly payments for all $5,000 - $6,000 max
Then the Broker or bank can reverse the amount into how much you can afford with their calculators and tell you how much of a house price to look for when you get Pre-Approved
So let’s say $6,000 at 5% for 25yr = $800,000 that would be the houses you’d be looking at or under for price range - I didn’t calculate this.