captivatedbygod
New member
Amazing community, I am thinking of making things easier in my investment portfolio, but without giving up the higher potential return that a simple ETF strategy can provide (10% or higher potential annual return). At the moment this is my allocation:
38.86% ISHARES CORE S&P 500 (SXR8)
3.78% ISHARES GLOBAL CLEAN ENERGY (INRG)
6.47% ISHARES MSCI EUROPE SRI (IUSK)
3.97% MONTANARO EUROPEAN SMALLER COMPANIES INVESTMENT TRUST (MTE)
14.84% ISHARES S&P 500 IT SECTOR (QDVE)
7.92% SPDR EM SMALL CAP (SPYX)
2.98% BLACKROCK THROGMORTON TRUST (THRG)
6.97% VANECK GLB REAL ESTATE ETF (TRET)
9.35% SPDR USA S/C VALUE (ZPRV)
1.03% UNILEVER PLC (ULVR)
I would like to sell everything except TRET, and QDVE, respectively because I like to have "Real Estate" as an asset class and, reg. QDVE, because I want a more growth-oriented fund. Maybe I would also keep THRG because I want to invest in GBP, and ZPRV for small-cap.
Would you agree to sell everything else and buy VWCE instead? If so, should I do it all at once? In other words, I sell everything, and regardless of how the market is going, invest the full liquidated amount as a one-off lump sum.
The idea is, after the first big lump sum purchase, to invest monthly the majority of my monthly investment contribution in VWCE, a little part of it into the QDVE, and another little part of it in P2P lending. (FYI, the plan is for P2P to slowly build up to form 10% of my investment portfolio)
38.86% ISHARES CORE S&P 500 (SXR8)
3.78% ISHARES GLOBAL CLEAN ENERGY (INRG)
6.47% ISHARES MSCI EUROPE SRI (IUSK)
3.97% MONTANARO EUROPEAN SMALLER COMPANIES INVESTMENT TRUST (MTE)
14.84% ISHARES S&P 500 IT SECTOR (QDVE)
7.92% SPDR EM SMALL CAP (SPYX)
2.98% BLACKROCK THROGMORTON TRUST (THRG)
6.97% VANECK GLB REAL ESTATE ETF (TRET)
9.35% SPDR USA S/C VALUE (ZPRV)
1.03% UNILEVER PLC (ULVR)
I would like to sell everything except TRET, and QDVE, respectively because I like to have "Real Estate" as an asset class and, reg. QDVE, because I want a more growth-oriented fund. Maybe I would also keep THRG because I want to invest in GBP, and ZPRV for small-cap.
Would you agree to sell everything else and buy VWCE instead? If so, should I do it all at once? In other words, I sell everything, and regardless of how the market is going, invest the full liquidated amount as a one-off lump sum.
The idea is, after the first big lump sum purchase, to invest monthly the majority of my monthly investment contribution in VWCE, a little part of it into the QDVE, and another little part of it in P2P lending. (FYI, the plan is for P2P to slowly build up to form 10% of my investment portfolio)