Car Insurance - 18 y/o - Convictions HELP :c

[christaj]

@paulsimmonds60 Nae bother man, if your phoning up about the merc it'll still be astronomical. If you want an experiment just pick a small car you see out your window or on auto trader and get a quote for that to see the difference. Think 1.2l MAX.

Tbh even without your convictions I reckon a lot of insurers simply wouldn't insure an 18yo on that car =/

 

[friendlychristian]

@christaj Black box fit as well.

depends if you can not be a knob tho.

 

[tonstantweader]

@paulsimmonds60 Hope you have learnt your lesson. Two quite serious offences for an 18 year old. From a finance side you should you just get additional driver cover and worry about your no claims later. Otherwise you are going to be paying thousands upon thousands. Probably way too much to actually ever justify having a car in your situation.

 

[kappitts]

@paulsimmonds60 It’s not happing unless you’re on a footballers wage. Furthermore no disrespect to your dad. Its not a good idea to be trying to drive a car of that prestige when you have no significant experience behind the wheel. Plus the running costs will just eat your money.

Get something like a fiesta or a Corsa with a 1.2 litre engine and when you start to have maintenance costs on those you’ll realise how much of a bad choice you would made trying to go for a Mercedes.

 

[upthewaterfall]

@paulsimmonds60 I was asking a similar question here awhile back, I have a recent conviction for Intent to Supply Class A Drugs, and I'm 20. Cheapest insurance I found anywhere is £2500 on a 10yo Volvo saloon. Honestly in your situation getting a Merc is a very bad idea. I ended up just sticking to motorbikes and now pay £450 a year on a 125cc which is plenty for my commute. I most likely will not be able to afford a car until my conviction is spent. If you truly need a mode of transport that's what I suggest if you want anything that's going to be reasonable. Otherwise you're just fucked.

 

[graces]

@paulsimmonds60 There are some insurance brokers who specialise in convicted driver insurance. I have no personal experience with them, I simply know they exist.

It might be worth skipping the comparison sites this time (after all, they cater primarily for the 'average' driver, which you are not) and have a google for that.

Ultimately you might be best off with a cheap, uncool runabout until your insurance history improves.