Here a google doc with some All-World portfolio examples. Do you have comments, suggestions or critics? What would you choose? Thank you.
Portfolio 1: It's a "homemade" All-World ETF + small cap of Emerging Markets. Here in Italy, a bank lets you buy ETFs without any transaction cost if you are under 30yo. Does it make sense to minimize TER (0,0949%) in this way?
Portfolio 2: World + Emerging with FTSE index. It's like VWCE but with a TER of 0,13%. Am I wrong if I give this much attention to TER? Should I prefer VWCE for size etc.?
Portfolio 3: World + Emerging with MSCI index. + Emerging small cap (eventually I can add World small cap with IUSN). Bigger size and more stocks than portofolio 2, but bigger TER
Portfolio 4 - 5 - 6: a single All-World ETF
Portfolio 1: It's a "homemade" All-World ETF + small cap of Emerging Markets. Here in Italy, a bank lets you buy ETFs without any transaction cost if you are under 30yo. Does it make sense to minimize TER (0,0949%) in this way?
Portfolio 2: World + Emerging with FTSE index. It's like VWCE but with a TER of 0,13%. Am I wrong if I give this much attention to TER? Should I prefer VWCE for size etc.?
Portfolio 3: World + Emerging with MSCI index. + Emerging small cap (eventually I can add World small cap with IUSN). Bigger size and more stocks than portofolio 2, but bigger TER
Portfolio 4 - 5 - 6: a single All-World ETF