bleedingknight
New member
Hi all, I'm a 26 year old earning a gross wage of 45k. My aim is to eventually buy a house, and long term I'd like to retire early, or at least go on job share for at least ten years before retirement.
Currently, I have just over 38k in savings, but I am not in a position to buy a house just yet - although planning to within the next 5 years. I should hit 50k in savings in the next two years.
I have recently started investing in ETFs on Degiro, and invest around €300-€400 per month.
I do have a pension as part of my job, but since I started work post 2013 I know I'm at a slight disadvantage regarding my pension.
My question is, should I start prioritising investing in AVCs? Or should I stay with investing in ETFs, despite the amount of tax I'll have to pay.
Thanks in advance!
Currently, I have just over 38k in savings, but I am not in a position to buy a house just yet - although planning to within the next 5 years. I should hit 50k in savings in the next two years.
I have recently started investing in ETFs on Degiro, and invest around €300-€400 per month.
I do have a pension as part of my job, but since I started work post 2013 I know I'm at a slight disadvantage regarding my pension.
My question is, should I start prioritising investing in AVCs? Or should I stay with investing in ETFs, despite the amount of tax I'll have to pay.
Thanks in advance!