What is the end goal. What will you be happy with?

[in_his_service]

@4x4toy 1) healthy

2) lifetime partner

3) house owner

4) Good job

I'm halfway there!

 

[isaacs2311]

@4x4toy My goal is to pay down mortgage as quick as I can 135k left, I'll look at buying a property in Spain/portugal with a casa( small apartment on grounds) rent main building long term 20years or so and holiday in the casa, hope to retire long term out foreign in home and rent casa for extra income. Myself and herself have said we will drive older cars here for 20years and throw cash at our dream, i hope to have a decent pension by 60 to make decisions about retiring, we could always sell any of houses downsize if it gets too financially stressful, I'd get 700k for my ppr here in todays terms if I ever got in bother. We live at frugal enough lifestyle at moment with young family and are finally good with money.

 

[kgut]

@4x4toy Cocaine and strippers

 

[pattyketty]

@4x4toy Not too relevant to the question but just curious what industry/line of work you’re in? I also work long hours but don’t get paid for a lot of the “extras” I do. Wish I did.

 

[grace4nan]

@4x4toy I did that for almost 3 years. I cleared my car loan, some other debts and set myself up very nicely with a large deposit for a mortgage. Had ~40% of the house cost at the time of purchase, and money to do it up the way I wanted.

Once I was in I'd say it was 2/3 months before I stepped back massively. Sure I could have continued on and cleared off the mortgage in a few years but I'd next to no social life so what is the point.

Working a decent job now for a good bit less money but I'm out the door at 4:00 pm every day, and every evening and weekend is my own. I'm definitely much happier this way.