delling1000
New member
Hi, my wife (F 31) and I (M 32) are looking for term life insurance policy for 20 year term life, $1 Million each. Our current plan is to be financially independent in ~10 years, but we are also planning to start a family.
I used policygenius, term4sale, and select quote. Rates for my wife start at $23 and $30 for me with Brightouse. The agent recommended brighthouse due to the quick underwriting process. The difference with Legal and General, Pacific life, Penn Mutual, and Banner is less than $2. Is there a recommended company between these?
Also do you recommend paying monthly vs annually?
I used policygenius, term4sale, and select quote. Rates for my wife start at $23 and $30 for me with Brightouse. The agent recommended brighthouse due to the quick underwriting process. The difference with Legal and General, Pacific life, Penn Mutual, and Banner is less than $2. Is there a recommended company between these?
Also do you recommend paying monthly vs annually?