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@resjudicata It’s great they have these links but honestly don’t even think they’ll be accepted.

@duke848 Bro I ain’t reading that.

@tonya12 Give them a call. Each company is different.

@sunshine158 But you’ve been in an accident now and it was an at fault accident. Record is no longer perfect. This more than likely will also take affect with new carriers as they’ll see it and be aware you’ve in an accident that’s at fault.

@duke848 Of course you do. You didn’t dare ask USAA. You just assume and get your pants on fire. Smh.

@duke848 It’s per state regulations to total out a car. It isn’t the repair shop or insurance’s decision per say.

@amu It’s just VIN. N stands for number. You’re saying number twice. Lmao.

@sazzyv1010 Use a broker. They can help.

@duke848 I was being sarcastic hence the /s Caliber nor USAA is wanting to total it out. It’s per the state. You aren’t gonna win the lawsuit OP. Just owner retain if you want to keep it. If not do the title release.

@duke848 Lol. Good luck /s Go to r/usaa

@truthnotfiction OP is adamant they know damages.

@cdburnette Since you have a loan on it, you can’t own retain for the lesser amount. You technically don’t own it your lienholder does.

@duke848 Lol. Okay sure Jan.

@morebelwoman That’s also why no one else wants to insure you. New driver, already at fault, so definitely an even bigger liability

@duke848 You aren’t getting it. You can’t disprove what they’re saying. They aren’t gonna lie. They have no reason too. You aren’t gonna win.

@duke848 You aren’t a mechanic. You can’t say it is repairable

@duke848 …you can just look it up on copart’s website and iaa’s website. Most are total losses not good condition. Per state regulations.

@morebelwoman Use an agent but a new driver is a liability and financial decision.

@chugpup I mean I roll my eyes a lot when on the phone with people and their rhetorical questions but I still service them. I mean it’s my job and I like it. Not a bother to me. I always think to myself that’s their shit not mine.

@dustoff Lol at lowball. I would accept 100% 5K for a 1991 is not bad at all. Post in r/insurance