Im 28, just starting understanding & saving for retirement. I don't want to do a target date fund because I want to actively try to maximize my retirement plan. What would be a good plan with these options available?
Tier 1: Passive Target Date Funds
BlackRock LifePath Index 2065 Fund
BlackRock LifePath Index 2060 Fund
BlackRock LifePath Index 2055 Fund
BlackRock LifePath Index 2050 Fund
BlackRock LifePath Index 2045 Fund
BlackRock LifePath Index 2040 Fund
BlackRock LifePath Index 2035 Fund
BlackRock LifePath Index 2030 Fund
BlackRock LifePath Index 2025 Fund
BlackRock LifePath Index Retirement Fund
Tier 2: Passive Stock Funds
Vanguard U.S. Large Cap Index Fund
Vanguard U.S. Small/Mid Cap Index Fund
BlackRock International All Cap Equity Index Fund
State Street Global All Cap Equity Index Fund
Tier 2: Passive Bond Fund
BlackRock Bond Index Fund
Tier 2: Passive Real Asset Fund
State Street Real Asset Index Fund
Tier 2: Active Stable Value Fund
Interest Income Fund
Tier 3: Active Stock Funds
Fidelity Growth Company Fund
Neuberger Berman Genesis Fund
T. Rowe Price International Small Cap Equity Fund
Ford Stock Fund (F)
Tier 1: Passive Target Date Funds
BlackRock LifePath Index 2065 Fund
BlackRock LifePath Index 2060 Fund
BlackRock LifePath Index 2055 Fund
BlackRock LifePath Index 2050 Fund
BlackRock LifePath Index 2045 Fund
BlackRock LifePath Index 2040 Fund
BlackRock LifePath Index 2035 Fund
BlackRock LifePath Index 2030 Fund
BlackRock LifePath Index 2025 Fund
BlackRock LifePath Index Retirement Fund
Tier 2: Passive Stock Funds
Vanguard U.S. Large Cap Index Fund
Vanguard U.S. Small/Mid Cap Index Fund
BlackRock International All Cap Equity Index Fund
State Street Global All Cap Equity Index Fund
Tier 2: Passive Bond Fund
BlackRock Bond Index Fund
Tier 2: Passive Real Asset Fund
State Street Real Asset Index Fund
Tier 2: Active Stable Value Fund
Interest Income Fund
Tier 3: Active Stock Funds
Fidelity Growth Company Fund
Neuberger Berman Genesis Fund
T. Rowe Price International Small Cap Equity Fund
Ford Stock Fund (F)