@pinkpanda11 The way I like to remember it is:
Medicare part A(t) the Hospital
Medicare Part B(efore) the Hospital
Medicare Part D(rugs)
Medicare part A covers you while you’re staying at the Hospital; hospice, skilled nursing(short/long term care) for up to 20 days if you’re accepted (less than 20% of people are covered the first 20 days).
Medicare part B covers you “Before” you stay at the hospital in the form of: doctor visits and surgeries etc.
Medicare Supplements cover the gaps mentioned below:
Gaps in Medicare part A include short term and long term care after 20 days(if you’re even covered the first 20 days), recurring deductible for claim period.
Gaps in Medicare part B include coinsurance and copay of doctor visits, covering your excess charges, covering your visit deductible( annual deductible is no longer covered by any Medicare supplement plans)
I’m not very informed on Medicare part D.
***I recently acquired my AZ life and health insurance license, and only briefly worked at an insurer for 2 weeks, if I have anything wrong or you wish to add on to something, please let me know. I am passionate about insurance and want to understand it as best as I can. I also don’t want to spread misinformation. I’m looking to find work and get licensed in Property and Casualty currently. Please add information that is relevant!