Just got off the phone with a Nationwide agent for a 20 year 1 million term life policy. I am a 49 year old 5’ 10” 180 lb male. Quit smoking 9/2022 with the help of Chantix. The agent gave me an initial quote of $172 a month. The agent sent me a health questionnaire to fill out and it asks if I have smoked in the last 5 years. How will this affect the initial quote of $172 a month? Now they are asking what the Chantix was for?