bonitabaggett
New member
At fault driver was responsible for totaling my parked car, along with 5 others, one of which was a head on collision. That driver was taken to the hospital but from what I hear ended up being ok. As my car was pretty old I didn’t carry collision on it. The at fault driver’s insurance company claimed responsibility for the accident and deemed my car a total loss valuing my car at $10k. After all of this the insurance company tells me that the at fault driver only had the state minimum for insurance ($50k) and they’ll likely not pay anything out.
About 8 months later I receive a letter saying the claim will pay me out $4700 but they need responses from all the involved parties to initiate the payout. As it’s me and 5 dealerships/car companies(?) there seems to be no hurry to settle the claim by the other parties. Not sure what to do but it’s now been 14 months since the accident.
Do I have any legal recourse here? How long can an insurance company take to settle a claim? Should I just take this to small claims court? Thanks in advance
About 8 months later I receive a letter saying the claim will pay me out $4700 but they need responses from all the involved parties to initiate the payout. As it’s me and 5 dealerships/car companies(?) there seems to be no hurry to settle the claim by the other parties. Not sure what to do but it’s now been 14 months since the accident.
Do I have any legal recourse here? How long can an insurance company take to settle a claim? Should I just take this to small claims court? Thanks in advance