I'm mid-20's/F looking to get whole term life insurance just to protect my kid in the future. I don't think I'll be able to buy a house in this lifetime but I want to make sure she will be able to get a home no matter what.
That being said, I have an appointment tomorrow to get some quotes, and I have a documented mental illness. No hospitalizations, but I am in regular treatment and currently on short term disability leave to handle it. I don't do disability leave regularly, this is the first time I've done it. How does this affect the premium? I really want to get locked into a lower premium young and not wait till later.
I did some light google research and read some stuff from Cigna calling me a moderate risk, but how does this translate into dollar amount?
That being said, I have an appointment tomorrow to get some quotes, and I have a documented mental illness. No hospitalizations, but I am in regular treatment and currently on short term disability leave to handle it. I don't do disability leave regularly, this is the first time I've done it. How does this affect the premium? I really want to get locked into a lower premium young and not wait till later.
I did some light google research and read some stuff from Cigna calling me a moderate risk, but how does this translate into dollar amount?