I'm in a union, and recently met with a guy from Globe Life pushing a policy that is accidental death, accidental hospital coverage, and burial coverage. There's some affiliation with unions and Globe.
For my fam of 3, it seems kind of expensive. The wife and i are 40ish and a teen, all in good health, and costs $190/mo. Burial $30k each, AD $250-400k each, ER $250, hospital stay $500/day, ICU $1000/day.
I'm pretty ignorant w/r/t life insurance of any sort. Is this a decent deal? Would i be better off with just a few whole life policies?
Thanks
For my fam of 3, it seems kind of expensive. The wife and i are 40ish and a teen, all in good health, and costs $190/mo. Burial $30k each, AD $250-400k each, ER $250, hospital stay $500/day, ICU $1000/day.
I'm pretty ignorant w/r/t life insurance of any sort. Is this a decent deal? Would i be better off with just a few whole life policies?
Thanks