If I have recently done repairs to a car that is declared a total loss and the insurance company increases their total loss offer for it due to that, can I still keep the car and the higher valuation (minus the scrap value) or do I also lose the added value for the repairs since I'm keeping it?
If I were to take those new parts off the car and swap them with another car (before the total loss vehicle is taken to the scrap yard), would I still be able to retain my higher valuation/payout for the car?
Edit: I'm asking about in the context of having the approval of the insurance company and how they would react, not doing these things secretly.
If I were to take those new parts off the car and swap them with another car (before the total loss vehicle is taken to the scrap yard), would I still be able to retain my higher valuation/payout for the car?
Edit: I'm asking about in the context of having the approval of the insurance company and how they would react, not doing these things secretly.