Two years ago I rear-ended a car at a traffic light where I came to a rolling stop. There was no damage to the car I hit—there was a small bike rack protruding from the back of the car and it was scratched. My car had two parallel line scratches on the bumper from the bike rack. The driver I hit was a white lady and she started to scream at me that her bike rack was new and I should wire transfer $300 to her immediately or she would call the cops on me. There was a witness who interjected at that the point that the cops wouldn’t come for such a minor accident. I told her I wanted to discuss it over with a family member before e-transferring and called her later to follow up. She said she decided to get it appraised with insurance and I said that’s fine. No money was claimed by insurance that I know of. Fast forward to two years later (1 month before the deadline) she serves me a notice by mail through an external law agency, claiming that she suffered severe psychological disorders, head injury, concussion symptoms, back pain, neck pain, insomnia, chronic and severe pain, etc. she claims that she lost income because of this, lost opportunities for promotion, lost competitive advantage in the workplace (past, present and future) and needed to hire external help for household chores. This just isn’t possible with such minor damage. She’s exaggerating and lying big time. My insurance is dealing with it… but Is there anything I can/should do?