Hi, I am a 24 years old Portuguese resident. My next 4-5 years of income will come from a Ph.D. scholarship, 1065 a month. So I got a pretty secure and fixed income that can help plain in the short term.
My goal is long term passive, 30-40 years maybe. If I can achieve financial independence before that great.
I saved 5k from my first high paying part-time during this year. I plan on dropping from 500-800 during my 4-5 Ph.D. years, I also plan on getting real estate sometime after I finish the Ph.D. Hence the 500-800 range, I'm probably going to drop 500 on a portfolio and 300 on savings account for the down payment (PPR in Portuguese or probably a bond idk yet).
After my PhD I think I can secure a 2k+ a month job.
My current allocation of a 5k starting investment
IDWA - 75%
IUSN - 15%
EMIM - 10%
No bonds for now as I think I can take the risk for my age.
I don't like posting a "rate my portfolio" but... I'm a new investor and I am currently learning.
What do you think, any tips and resources?
My goal is long term passive, 30-40 years maybe. If I can achieve financial independence before that great.
I saved 5k from my first high paying part-time during this year. I plan on dropping from 500-800 during my 4-5 Ph.D. years, I also plan on getting real estate sometime after I finish the Ph.D. Hence the 500-800 range, I'm probably going to drop 500 on a portfolio and 300 on savings account for the down payment (PPR in Portuguese or probably a bond idk yet).
After my PhD I think I can secure a 2k+ a month job.
My current allocation of a 5k starting investment
IDWA - 75%
IUSN - 15%
EMIM - 10%
No bonds for now as I think I can take the risk for my age.
I don't like posting a "rate my portfolio" but... I'm a new investor and I am currently learning.
What do you think, any tips and resources?