compassionateone
New member
Goodafternoon everyone !
I'm reading around for a while now about ETFs, FIRE, long-terms investing, etc. Therefore, I created my first portfolio based on the advices I've read around and I'd like you to challenge it and get your feedback on it. Few informations about my choices:
ETF
ISIN
Alloc
iShares Core MSCI World UCITS ETF USD (Acc) (EUR)
IE00B4L5Y983
36%
iShares MSCI EM UCITS ETF (Acc)
IE00B4L5YC18
16%
Shares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)
IE00BDBRDM35
10%
Invesco Physical Gold ETC (EUR)
IE00B579F325
10%
L&G ROBO Global Robotics and Automation UCITS ETF (EUR)
IE00BMW3QX54
7%
SPDR® MSCI World Small Cap UCITS ETF (EUR)
IE00BCBJG560
7%
SPDR® MSCI World Technology UCITS ETF USD Acc (EUR)
IE00BYTRRD19
7%
VanEck Vectors Video Gaming and eSports UCITS ETF A USD (EUR)
IE00BYWQWR46
7%
Multiple questions on my side about this allocation :
I'm reading around for a while now about ETFs, FIRE, long-terms investing, etc. Therefore, I created my first portfolio based on the advices I've read around and I'd like you to challenge it and get your feedback on it. Few informations about my choices:
- I'm a 25 y.o. belgian guy. Stable job and profile that can easily find new opportunities (CS engineer working around data/analytics). I composed this portfolio with a long-term view (basically the basis of pension savings). Time-window of 10-20-30 years.
- As of now, I plan to invest ~500+€ every month and thus adopt a dollar cost average approach. The amount I will invest every month will evolve accordingly to my salary.
- I splitted the portfolio between three categories :
- World : World UCITS and EM UCITS ETFs
- Bonds and commodities : Global aggregate bonds and Gold to smooth a bit volatility
- Thematics i like : Techno, robotics and automation, small cap and video games/esport
- Those thematics has been chosen mainly because I can track the sector easily since I'm part of it. Video games because giving a good exposure to actors like NVIDIA or Tencent and others. Small Cap because I wanted to balance with my other ETFs large-cap oriented.
- Using tech-oriented ETFs is for strengthen tech-positions from the World index
- I privileged the accumulating ETFs based in Ireland for Belgium tax reasons (30% tax on divi)
ETF
ISIN
Alloc
iShares Core MSCI World UCITS ETF USD (Acc) (EUR)
IE00B4L5Y983
36%
iShares MSCI EM UCITS ETF (Acc)
IE00B4L5YC18
16%
Shares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)
IE00BDBRDM35
10%
Invesco Physical Gold ETC (EUR)
IE00B579F325
10%
L&G ROBO Global Robotics and Automation UCITS ETF (EUR)
IE00BMW3QX54
7%
SPDR® MSCI World Small Cap UCITS ETF (EUR)
IE00BCBJG560
7%
SPDR® MSCI World Technology UCITS ETF USD Acc (EUR)
IE00BYTRRD19
7%
VanEck Vectors Video Gaming and eSports UCITS ETF A USD (EUR)
IE00BYWQWR46
7%
Multiple questions on my side about this allocation :
- What do you think about it ?
- Are the commodities/bonds still required for a LT portfolio seeking for growth ?
- Are the small caps really "a think" to have ? What does it imply ?
- Any way to simplify it ? ETFs to recommend ?