22 Y/O F non-tobacco.
I’d assume I’m able to have 2 types of life policies. I’d be getting a Return of Premium 30 term (100k death benefit and ROP of ~20k at age 52 if I don’t die) and a Whole Life policy for 50k. I want to to get both because I have a daughter and I’d be able to basically get my premiums back(term) and then still be covered with my whole If something happens to me when that policy is over. I have a daughter and I just want to make sure she’s good if I die. Plus wouldn’t it be a win to come into 20k a couple years before retirement?? Does this sound reasonable? Wwyd?
I’d assume I’m able to have 2 types of life policies. I’d be getting a Return of Premium 30 term (100k death benefit and ROP of ~20k at age 52 if I don’t die) and a Whole Life policy for 50k. I want to to get both because I have a daughter and I’d be able to basically get my premiums back(term) and then still be covered with my whole If something happens to me when that policy is over. I have a daughter and I just want to make sure she’s good if I die. Plus wouldn’t it be a win to come into 20k a couple years before retirement?? Does this sound reasonable? Wwyd?