property

Prediction status check: how are we going toward a 50% drop in the Core Logic Home Value Index (5 capital city aggregate) from its peak 2020 value by end of 2025? Peak 2020 value (Dec 31 2020): 137 All-time high (May 07 2022): 176.66 Current value (Jul 07 2022): 174.05 → Change from 2020 peak...

Which cities in Europe would be good for this? Having reliable property management services, good yields and low upkeep. Ideally, I would also like to finance that through a mortgage (a larger deposit than usual is expected and fine). I have a stable employment contract in Switzerland if that...

Idk if this is the right sub for this but it could be usefull for someone who is considering Subsale Property. Can I get a rough estimate as to how much upfront payment you guys provided just to purchase the unit? I went online to figure out the calculations but I'm not exactly sure if I...

Hi I checked all previois posts but couldn't find similar situation. Wondering if anyone was in the same situation.. Post divorce property transfer. I need to get mortgage to buy off my ex (leftover on house mortgage) approx 135 k Is my stamp duty will be 1% of that amount? Or of the full value...

So my partner and I bought a property in a very sought after area, and after being beaten 3 times by unconditional offers we decided to put a strong offer forward ourselves This meant only subject to finance of 14 days, and no building or pest inspection (property is solid brick, steel roof...

Hi guys, I’m about to go sale agreed on a house in Hollystown for €458k. The house is Detached 3 bed 4 bath (2 en-suite). (The con is the location, very far from everything). In the other hand, I have another house in a nice area of Lucan for €455k. The house is semi D, 3 bed 3 bath. The...

Hi there, I'm one of 6 owners of older style units (60+ years old), which are being surrounded by large apartments currently being built. Developer might be interested in purchasing the older units, meaning I would have to try convince 5 other owners. They are mostly IP's with one being owned by...

The uptick in the monthly rate of growth was primarily driven by stronger conditions in Brisbane, Adelaide, Perth and the ACT, along with several regional areas, offsetting a slip in values across Sydney and Melbourne...

Hi All, Regarding our property market, we have 2 different prices for bumi and non-bumi property, in which non-bumi is priced at 5%-15% higher. Would like to know if the 5%-15% paid less by bumi is it actually a. covered by the government or b. is it the actual selling price of property? c...

We had a 5 year fixed mortgage with UB which we didn’t draw down until February 2019. UB sold that loan to PTSB who are now saying that the fixed term is up next month but I wasn’t expecting it to be until February next year, I.e. 5 years after draw down. Our original loan offer did make a...

(Note: I made a post similar to this yesterday, which I deleted due to a gratuitous error. Thanks to /@birch for pointing out the mistake!) I did some rough calculations, and as a result I'm becoming more convinced that the forecasts of 10-15% drops in housing prices are pretty reasonable. I...

September 2023 update on the bottom of this post --------------------------------------- Hi everyone. I'm 35 y.o and I'm in the middle of a life changing situation concerning finances. Let's see some opinions outside the very small circle with whom I can share these numbers. I recently broke...

I recently came across a shoplot on the 3rd floor, measuring 108sqft, with a price tag of RM120k. It is situated in a well-established neighborhood at the heart of PJ. I have been considering the advantages and disadvantages of acquiring this unit, as outlined below: Pros: Affordability: The...

Keen to get the forums views on what point does childcare vs stay at home parenting become cost neutral, In lamens terms, at what point are you no worse off or better off under the below scenarios A - Parent stays home 5 days a week and looks after child. No salary. No childcare fees B -...

Today on my street I observed an auction. Three months ago I watched an auction for the house next door. They’re both townhouses on roughly 350m2. One a 3x2 and one a 4x2. I’d view the 4x2 as in a more desirable position on the street even if they were the same size. Three months ago for the...

Hi guys and gals , So…I have a duplex in QLD, it’s valued at 1.2 million and I owe 600k. Both sides rented at 600/week. I make 90 k a year and have 140k in super .it’s all in my name Live with my partner , pay her rent . (edit - she owns her house , i pay her 200 /week and half the bills )...

Following yesterdays post thought I’d follow up. I’m all in on property, but confident given current Aussie landscape. Bought PPOR 5 years ago, 860k, now valued 1.4M. Adelaide. 2 income household, 200 and 120k gross. Investment 1: 2 bed 2 bath apartment, paid $595, now valued $740k. Short term...

After remaining virtually flat in February (-0.1%), CoreLogic’s national Home Value Index (HVI) posted the first month-on-month rise since April 2022, up 0.6% in March. Dwelling values were higher across the four largest capital cities and most of the broad ‘rest-of-state’ regions, led by a...

I (35) am just about to close on my first apartment and I will be living in it alone. It's a 3 bed (two doubles and a box room) in an area that is popular with tourists pretty much all year round. I can just about afford to pay my mortgage out off my salary but it would be nice to have another...

Housing loan specifically. How much do the following things affect your rates? one missed payment in CTOS (credit card, one time ever, 10months ago) promotion or change of jobs (does it matter how recent it is since the change?)