property

I (35) am just about to close on my first apartment and I will be living in it alone. It's a 3 bed (two doubles and a box room) in an area that is popular with tourists pretty much all year round. I can just about afford to pay my mortgage out off my salary but it would be nice to have another...

Housing loan specifically. How much do the following things affect your rates? one missed payment in CTOS (credit card, one time ever, 10months ago) promotion or change of jobs (does it matter how recent it is since the change?)

Recently won an auction for a small 30y/o+ 135m^2 unit in Boxhill, Vic and feel like it was a poor decision. Unfortunately only did more detailed calculations after the euphoria of winning the auction and realised making money through property is a lot harder than it seems. Rental yield: 3.3%...

This is a property I’ve inspected & almost bought in 2018. I thought it was a good example of an apartment that can experience capital gains. Many people put down apartments (and in general they have been having lower capital returns) they can be great investments. For nice areas like Lane Cove...

Say, if you’re on periodic tenancy in NSW, and your bare minimum, but fairly greedy proper manager sent you a rent increase notice (via email), could you just pretend like you never received it and essentially buy yourself another two months (at the old rate)? (Obviously, assuming you wanted to...

People who have used the rent a room scheme to pay their mortgage - how have you found the experience as a whole? At a glance seems like one of the best ways to supercharge mortgage repayments if you’re happy to live with someone .. Eg a €1500 a month mortgage repayment in Dublin is...

I am calculating potential returns for a 10 year buy & hold investment of an ETF vs IP. Due to the leverage, 4% growth in property beats 8% of ETF after all expenses taken into account. Is it reasonable to assume 4% property price growth over next 8-10 years for a new build in Australian...

Hello, first time house buyer here. Need advise on whether i should buy this apartment. I plan to get an apartment around Kajang area about RM400k+- for 1000sq with 3bedroom. Im interested in the area because its next to the MRT/KTM station and also a Government school. Currently im working in...

I'm 25 y/o looking at buying a house in the next 1-2 years, I live on the border of kildare/Dublin. For me to apply for a mortgage right now I could get a 2 bedroom or save up longer and get a 3 bedroom. I was wondering is it better to wait till I have enough for a 3 bed. I think a 2 bed would...

Hi all, My parents own a house that was bought at €x and is now valued at ,€y euro where y>x. They still have a mortgage on the house for ,€z euro. Technically this is still my home residence ( always has been). I am in a position to repay the entire ,€z euro. Will that mean I own z/x (so the...

As per title, I have a new build that was optioned with this solar system: EnergyBuild Smart Solar package including 6.6kW (nom.) PV solar electricity system with 5kW single phase SolaX inverter, In-wall inverter enclosure, Tier 1 Jinko solar panels, 10 year warranty on solar components, Level...

I'm 40 and have house paid off thanks to an inheritance. House is worth about $850k We live in Adelaide. My wife and I both work and make 150k combined per annum in secure long term jobs. We aren't high rollers but our jobs are secure. So we can get a loan of some kind + use equity in our home...

We own our house in the country and since paying off the house we have saved 250k. I recently left my job and my wife is working bringing home about 4.5k after tax. We have decided to buy property(s) as investment and rent it out. The question is: should we buy 1 apartment in Dublin, in the...

Financial status: - mortgage repayments would start at €1.2k (7 years fixed) so well within monthly budget - deposit and fees would leave €30k savings to start repairs and cover rainy days, furniture etc - monthly savings will continue around €1.5k pm No surveyor in yet because still pondering...

https://preview.redd.it/kvxwnca94htc1.png?width=1333&format=png&auto=webp&s=34775cb39e18562ff3536660b2e0713b7a103b5d BOI has launched above Mortgage. I think this is a very good step for people who ar not on A or B ratings. you could be C1 but would have to pay higher rates. This incentives...

Although no one wants power prices to rise I can’t complain with mine. If you’re in NSW 2229 check out Origin. I did some shopping around and even changed for two days to AGL but then they tried to slug me a demand charge then upped the daily to $1.29 after I asked what the post 1 July rates...

Hi So context here . Im 26 Y/O earnig around 75k annually and I bought a house last year worth 215k and have a 185 k mortgage on it Currently im using the rent a room scheme rentig 2 rooms covering my mortgage payments of 1250 for a 15year mortgage . So essentially living mortgage/rent free...

I'm wondering does anybody know the criteria for qualifying for a mortgage exemption up to 4.25 times annual salary?. I have a site that I bought for 75k. Last year I made 58k gross and I got a 4% pay increase this year. I'm a single applicant and i have 24k in credit union savings. I'm saving...

My dad passed away last year and left my brother and l a farm. 50 hectare There no animals, dence woodland, rock, creeks with massive ledges and only a small area that you would be able to clear and build. 6 acres of build space. Road clearance is only 2.4m wide. It has an existing 6 bedroom...

Hello everyone hope you are enjoying your new year. Just recently found this property in Fremantle WA http://house.speakingsame.com/p.php?q=fremantle%2C+wa&id=225217&sta=wa#comment It says it was last sold for $419,000 in Feb 2015 but now searching for it the value seems to have dropped to an...