philippines

You’ve probably dismiss Bitcoin the first time you heard it. Bitcoin has the reputation of being used only by geeks or people buying drugs online. But narratives have changed since then. Today we have the following Bitcoin adoption: -Publicly listed companies holding Bitcoin -Asset managers...

Happy Thursday, Barkada -- The PSE lost 22 points to 7230 ▼0.3% Thanks to everyone that sent me messages of support about yesterday's Q&A piece on my attitude toward SGP's FOO. It was great to feel that readers understood that my writing is just my opinion, and my opinion isn't law or...

Disclaimer: Personal Finance is deeply personal and opinionated. Everyone has their own opinion. Don't judge others on how they spend / invest their money. If they are able to grow wealth using their method, then good for them. The ultimate goal of money is to be able to save time and to...

#PIZZA | 1Q Earnings Play Was shocked that a brokerage recommended a restaurant to buy during this COVID ECQ lockdown. At first glance, its easy to think that all restaurants will lose money during a prolonged lock down because deliveries do not really make up most of the sales a dine-in...

Hi. I just want to speak out with regard to all hassle and disappointing delay of turnover. Don’t ever consider FILINVEST kahit well-known pa ang company nila.At first, from all the choices, we chose FILINVEST kasi big name sa industry to avoid hassle, fraud, etc.but guess what, sobrang...

Ok, so dahil sa tulong niyo recently, I also reviewed my insurance policy. Going 5 years na siya. May endowment. Questions Once natapos ang x year commitment, tuloy-tuloy parin ba ang insurance tapos it pays for itself via the endowment (assuming okay ang market at di lugi)? Now ang...

Happy Friday, Barkada -- The PSE gained 43 points to 6761 ▲0.6% Thanks to Kuya Carl for recommending my MB REIT Index and to /@unsilentrose for pointing out that the UBP SRO's ex-date is a Monday (more on that below). LF: Crypto commentary I'm looking to add a section of daily crypto...

Happy Tuesday, Barkada -- The PSE gained 68 points to 6355 ▲1.1% Thanks to Spyfrat's Call for the meme appreciation, and to Jing for the trauma bonding over our unmet DDMPR expectations. There is a lot of reading for me to do on the quarterly earnings reports, and I will definitely be taking...

Hi there, I’d like to survey people here why you might not invest in real estate, even though it has the potential to increase in value over time. What are your reasons for preferring other investment vehicle over real estate? Thanks in advance!

TIER 1 month 2 to 5 months 6 months to 1 year 10,000 - 49,999 4.125% 4.125% 4.125% 50,000 - 199,999 4.125% 4.125% 4.250% 200,000 - 499,999 4.125% 4.125% 4.250% 500,000 - 999,999 4.125% 4.125% 4.375% 1,000,000 - 4,999,999 4.250% 4.250% 4.375% 5,000,000 - 9,999,999...

I've only seen very few posts regarding solar and its viability as an investment. So here I am to show some actual numbers from our 1st month on solar. Do note that my solar installation was a semi-DIY venture to cut down costs. I bought solar from a wholesaler, an inverter from Lazada and had...

How do you say no when (toxic) family members wanted to “borrow” scholarship money but doesnt intend to pay at all? My parents know about my scholarship and has been getting money from me ever since (I never asked them for money anymore ever since SHS since I worked as a part time tutor during...

Wife and I (with 200k net income, w two small kids) decided to now rent instead of buy a property to live in. We have an Ortigas condo in our possession paid for generating 30k but we’re thinking of moving to upper antipolo since WFH forever and healthy for growing family. Questions: 1.) Our...

Happy DAY_OF_THE_WEEK, Barkada -- The PSE closed up 37 points to 6477 ▲0.57%. Thanks to @zerocool, @iso8583, and @wintersteeles for suggesting that I should include a Paypal or Patreon link. Thanks to @swswswsws for suggesting Paypal.me and Buy Me Coffee. These are all interesting ways for me...

Happy Thursday, Barkada -- The PSE gained 143 points (!!) to 7453 ▲1.9% The CREIT IPO has been delayed until at least tomorrow, and at most, Tuesday of next week, due to a processing bottleneck in the infrastructure used by the SEC and PSE to track IPO share ownership. More on this in the...

For context, our kasambahay has been with us for over 30 yrs now. We have been wanting to get another one to help her (given her age and she also has maintenance medicines already). Pero nasa magkano na ba ang range ng sahod ngayon? Also, magkakaiba ba ang presyo ng all around sa mga nag-aalaga...

Hi PHInvest- This question is directed towards people who are normal salaried employees (like me!). I notice every now and then, people ask what is the best bank? Or which bank has best service, transactions, etc. For salaried employees, I find that to be an interesting question... I find...

Happy Friday, Barkada -- The PSE lost 81 points to 6450 ▼1.2% Shout-out to /@neener99, /@aldaelen, and /@mauro_g for the questions on the MPI tender offer. I'm soliciting reader questions for a bigger Q&A episode on the MPI tender offer that I want to put out on Monday or Tuesday. For...

My girlfriend and I are trying to sell and rent two condos but aren't really interested in getting agents at the moment. So far we've tried Facebook marketplace and groups but have had only a few inquiries so far. What are the best websites & ways to find prospect renters & buyers?

Pattern na sa price action ng dividend stocks ang pag taas ng price upon announcement ng dividend payout and ang pag dip on or after ex date. Is it feasible to take advantage of this pattern? Case study: LTG Budget: 100,000 Aug 30, 2022 Buy: 11200 * 8.8/share = 98,560 Total buying power...