philippines

  1. S

    E-Toro or IBKR?

    Looking for broker alternatives. Pros and cons of both please for a newbie in International brokerage platforms.
  2. E

    Am I to conservative with MP2 or It's to perfect not to go all in?

    I am 27yo (M) single, no family obligations. earning 65k a month. paying 30k for a condo loan still have around 860k payable on the condo loan I save and invest like crazy. Honestly I love seeing the numbers just grow overtime My current portfolio is 67% mp2 ( This is my 2nd account already...
  3. A

    [HELP PLEASE] Is 12% VAT applicable for September 2020 condo purchase worth 2.7M unit price?

    Hello, good day. I have a September 2020 condo purchase worth 2.7M unit price. CTS signed, notarized and delivered to developer last December 2020. Is the transaction VAT exempt or not? I believe it is a VAT exempt transaction - seen multiple YT vids regarding this and was only aware of this...
  4. A

    "How NFT Game Axie Infinity Exploited Filipinos In Poverty And Put Them In Debt"

    How NFT Game Axie Infinity Exploited Filipinos In Poverty And Put Them In Debt I didn't get into Axie, but this video is an interesting analysis of how Axie affected us in the PH.
  5. A

    BPI UITF Fees will go UP significantly.

    Effective Feb 1, 2024, BPI will increase its annual trust fees for the following funds: Fund From To Change BPI Philippine Equity Index Fund 1.00% 1.50% +0.50% BPI Philippine Consumer Equity Index Fund 1.00% 1.50% +0.50% BPI Philippine Infrastructure Equity Index Fund 1.00% 1.50%...
  6. L

    MB turns 1! ABS resumes trading; MPI profit tanks (Monday, May 18)

    Happy Monday, Barkada -- On Friday, the PSE closed down 113 points to 5,542 [▼2.0%]. Lots of thanks to give, as so many people reached out with comments and suggestions over the weekend! First, thank you to /@lazuli for the support and the suggestion for a "Pandemic Resiliency Index." Great...
  7. A

    UPDATE: We're about to get scammed on Real Estate Deal

    From my post here on: Since nakauwi nako and nakausap ko na yung lola ko about sa deal, it seems na nag backout na yung mga scammer. Here's what I've found out: Akala ko I was just having a misunderstanding on the situation, turns out they really are trying to scam us. Na-confirm ko sa lola...
  8. M

    Health Insurance that covers hernia repair surgery for seniors

    Hi! Does anyone know which health card/insurance can cover a hernia repair surgery for seniors? I know Philhealth provides a discount as well, but I'm just wondering if there are any health cards we can buy that has this benefit. Thank you so much po for your time.
  9. M

    Need investments and insurance? I got you.

    Hi! I'm a financial advisor. Unlike old insurance plans, insurance companies now offer insurance + investment plans. Withdrawable talaga? Yes. Claimable even if hospitalization lang? Yes. Don't worry because the plan will be tailor fit to your needs as well and sa budget mo. I know maraming...
  10. J

    First Time Getting an Insurance

    I'm 24F and I consider myself a breadwinner to my parents since only child lang naman ako. I'm near to completing my target emergency fund. Probably by 2021 complete na. I'm now looking into getting an insurance already and I have the following questions. [Life Insurance] How can I make sure...
  11. T

    Claim on Car Accident? Tips/Pointers?

    Heya guys! Just wanted to ask how long does the process usually take para sa car accidents? This is my first accident and hopefully my last, so any tips or pointers would really help out! I got into an accident (Self) on December 3, filed a report on December 4.. complete with photocopies of...
  12. A

    Is Sun Fit and Well a good insurance?

    Hi, I would like to ask kung okay ba yung sun fit and well insurance from sunlife, ang dami ko lang nakikita na magandang is insurance to as a first timer na kukuha kasi traditional insurance and convered up to age 100. Sa tingin nyo okay ba talaga to?
  13. W

    Insurance x HMO

    Considering to get Sun Safer Life for starters and also kasi tight yung budget pero may nababasa ako about Sun Life Assure for health insurance and its benefits. Same ba sila na until Age 70 lang ang coverage? Getting confused which one to get. Sun Safer can't be converted to Sun Life Assure as...
  14. C

    Looking for additional moderators

    must have insurance license or a licensed financial advisor very passionate about insurance must know right insurance advising ethics send me requirements and portfolios via gdrive link via telegram and will add 2-3 moderators to help educate philippines into getting insured
  15. A

    Car insurance

    I'm in a bit of a predicament and could use some advice. I bought a second-hand car back in December 2021. The car's ownership as the first owner is under my late uncle's name, who passed away in August of the same year. The transactions occurred between myself and my family, and my uncle's...
  16. S

    Looking for PRU yearly term insurance

    Hello! Looking for PRU Life UK FA that can provide yearly term insurance policy (with CI, accidental death benefit and total disability waiver). Tried contacting a few pero triny kami bentahan ng VUL or ng PRUterm15. Not interested in VUL or yung matagal na bayaran. We're planning to Do BTID...
  17. L

    reviewing the qoutation proposal

    hi good morning po im reviewing the qoutation send to me by the FA. its CRITICAL CARE MAX it says : critical care max is a 10-pay, variable life insurance plan where the living and death depend on the performance of the investment in funds that earn you an account value over time. for...
  18. J

    Vul Policy

    Ask ko lang po kung ano ibig sabihin ng binigay sakin na options under Death Policy. Option A po ang binigay sakin. Option A (inclusive): Greater of Sum Assured OR Fund Value Option B (exclusive): Sum Assured PLUS Fund Value Sabi po nila sa akin yung Option A daw po ang makukuha ng...
  19. C

    Looking for: Health Insurance for Senior parents - 70+ of age

    I am looking for any recommendations for a Health Insurance for my parents who are both 70+ years of age. Mom have a maintenance for Diabetes Dad fortunately, does not have major illness. Thank you!
  20. B

    AIA Critical Protect 100

    I recently got a quotation for AIA Critical Protect 100 and here are the details: 24 Male, Non-Smoker * Face Amount is P 2,000,000 * Annual Premium (with Vitality) - P 38,885 * 20 years to pay * Covers Major and Minor Critical Illness only (no Gender Specific Cancer and Recovery Benefits) I...
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