philippines

  1. A

    [Serious] How can you tell if a property listing is fake?

    Yesterday I read a post that said Total Contract Prices (TCPs) for pre-selling single-detached houses from Biñan to Calamba are 3M at the minimum. So I did a quick search and found this...
  2. I

    DITO, with 5% market share, is "running" for 1st place (M:Jul18)

    Happy Monday, Barkada -- The PSE lost 53 points to 6195 ▼0.8% Thank you to arkitrader for all the good morning vibes, and to /@mmayfield for taking interest in the MB Crony index (composition here), and to /@mingshu for their question about EMI's dual listing (see more on that below)...
  3. I

    Figaro’s system-wide sales jump 79% in H1/22 (M:Feb20)

    Happy Monday, Barkada -- The PSE lost 37 points to 6779 ▼0.5% Thanks to Jing, aili, and John for the meme love, and to /@humblebeast7-Tadpole-32 and /@sctony for their "weirdest inflation-related price increase" responses (taho guy, Jollibee corned beef breakfast meal). Shout-outs to Palaboy...
  4. I

    SM to spend P3-B/year on geothermal; The week ahead; RLC lists P15-B of bonds; Inflation predictions from 7 economists (Monday, July 3)

    Happy Monday, Barkada -- The PSE lost 43 points to 6468 ▼0.7% Thanks to Will Cabangon, @illeatworlds, and draggy for letting me know that I forgot about a few additional delistings (EAGLE, UNI, and PCP), and to grinsken and Kristoffer Notario for having some fun with the meme. Thanks also to...
  5. B

    Am i getting an appropriate insurance based on my life situation?

    Just a brief info of myself, I am 36, Male, Married, with 1 toddler, may history ang family ko (father side) ng mild stroke. My current income is around 35k only, 8-10k monthly goes to savings para sa anak ko, the rest is for bills and living expenses, As in sakto lang. Now for the insurance...
  6. C

    Manulife Affluence Builder - Paying for 2,700++ monthly for the last 12 years and 76 years to go???

    Hi, early in my career (2012) I was offered a Manulife affluence builder policy which I didn't mind and understand back then but I know I had to start somewhere so I got it. I am paying 2700++ monthly for the past 12 years but checking my accidental health benefit and enhanced critical illness...
  7. H

    IPO - D.M. WENCESLAO & ASSOCIATES, INC (DMW)

    Please be informed of the initial public offering of D.M. WENCESLAO & ASSOCIATES, INCORPORATED (DMW) with the details as follows: Offer Price : Php12.00 per share COL just released an IPO subscription registration for DMW from June 11-19, 2018. I checked their website and they are a...
  8. H

    Is a 7.5% interest rate per annum for a 3 year car loan relatively low?

    I just like to benchmark as I’m not familiar with interest rates across the ph
  9. H

    VOO/SPY S&P 500 via BPI Feeder Fund, GoTrade, or eToro?

    Where is the best way to invest Mid to Long-term goal of 5-10 years? Thanks in advanced to anyone who could share their experiences, funding fees, dividend payouts with US ETF from PHP platforms that I'm considering below: Platform Fee Notes BPI US Equity Index Feeder Fund 0.75% p.a. +...
  10. H

    How to maximize HMO?

    We always say that health is wealth so it is critical that also invest on our overall health. Can you guys share on how do u maximize the usage of your HMO aside from the usual check up pag may sakit kayo? For me, nung lumuwag n pandemic nag parequest ako sa dr to check my vitamin d, zinc level...
  11. I

    BALAI Q2 profit 350%y/y, but no segmented data? (W:Aug3)

    Happy Wednesday, Barkada -- The PSE gained 50 points to 6362 ▲0.8% Shout-outs to LanAustria, Jonathan Burac, Bebe, Stephen Chiong, Dividend Pinoy | PGG, Makisig Tan, Nesums Aramur, Just’n, Palaboy Trader, Lance Nazal, leaf, psestocktipsdaily, Corgi Buttowski, arkitrader, Evolves Capital, Inc...
  12. L

    Housing Loan Q’s

    Hi! Help please. We don’t want to make bad decisions while acquiring our own home via loan. Anxious lang so I’m making sure na we got everything covered. We’re planning to acquire a house end of next year or early next 2025. Not RFO, pre-selling as I believe this will give us enough time to save...
  13. U

    My BDO home loan interest rate jumped from 5.88% to a whopping 9.8%

    Yesterday was the end of my 3-year fixed rate of 5.88%. I was surprised to find out this morning that the rate changed to 9.8%. May I have your thoughts on refinancing the loan? I saw an ad from Security Bank offering 6.75% fixed for 3 years or 7% for 5 years. If I negotiate my current loan, do...
  14. T

    MFT scam: SEC bares Isla Lipana-PwC’s hand in Mica Tan’s fabricated billion-peso income (Bilyonaryo.com)

    sigh imagine relying on MFT’s audited financial statements Still the same cautionary tale: if it’s promising very high annual returns for your investments (in this case, between 12-18%), be very wary about it. ——— The Securities and Exchange Commission has accused Isla Lipana & Co., the...
  15. S

    Pag-IBIG members save record-high P39.84 B under MP2, up 54% in 2022

    Pag-IBIG members save record-high P39.84 B under MP2, up 54% in 2022 Pag-IBIG Fund members continue to show preference in the MP2 Savings program in 2022 as total savings reached nearly P40 billion, setting yet a new record-high for the amount saved voluntarily by members under the program in a...
  16. N

    One of the better docs about crypto, NFTs, Web 3.0, Axie, etc…on youtube

    Stumbled across a video doc made by Youtuber, James Jani, about the interconnected web of crypto, blockchain, NFTs and more… Is it all a scam? or we’re just not seeing the bigger picture… I invest in a couple of cryptocurrencies and although the video paints the space mostly negative, production...
  17. N

    Maya confirmed interest boost techniques for July?

    Hi Guys, Just want to ask if there's anyone who already tried doing any techniques (e.g. transfer from maya to grab wallet) to get the 9.5% interest rate this July? I did the transfer from maya to grab last month at gumana sya pero sabi ng tropa ko recently it's not accepted as spending anymore...
  18. M

    Michael Burry (of Big Short fame) is shorting the US Economy for a position of 1.6 B

    https://www.benzinga.com/real-estate/23/08/34048522/big-short-investor-michael-burry-bets-1-6-billion-on-a-market-crash-mdash-here-are-3-investment-oppo And here I was thinking of getting some VOO to earn some cash in dollars. Opinions?
  19. I

    Ugly Friday: PSE ends the week down 5.6% (M:May16)

    Happy Monday, Barkada -- The PSE lost 153 points (!!) to 6379 ▼2.3% That Friday the 13th was a real horror show. Ugly results on the exchange, ugly results in crypto, ugly results in pretty much every financial bit of news that we've had for the past while. Of course, your Twitter feed and all...
  20. B

    Foodpanda is charging me almost 5k

    I actually closed my foodpanda account as a vendor because I couldn’t keep up with the walk-in orders and online orders. My restaurant is a cloud kitchen. Tbh, small-time franchise siya ng “Superemacy Franchise” (di ko feel yung supremacy😅) namely, yung K-Egg, Konam. I received this letter, na I...
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