Hello all!
She has HMO Medicare Advantage and Medicare A/B however I'm not sure how I would go about shopping for a PPO "for her". I put that in quotation marks because every time when I bring the topic of PPO she gets frustrated because all she thinks of are the higher monthly fees - she really doesn't want to spend a dime if her HMO is free. But this is a life or death situation where time and quality of care is essential.
- Age: 71, Female, retired
- Income: ~$15,000
- ZIP: 92346, 91750 (California)
She has HMO Medicare Advantage and Medicare A/B however I'm not sure how I would go about shopping for a PPO "for her". I put that in quotation marks because every time when I bring the topic of PPO she gets frustrated because all she thinks of are the higher monthly fees - she really doesn't want to spend a dime if her HMO is free. But this is a life or death situation where time and quality of care is essential.
- Is buying PPO insurance as simple as it as getting Gov Marketplace insurance? We're in California.
- Should I speak to her insurance rep, if any, if I can get supplemental insurance (is that another plan?) to help pay for treatment?
- Are there special exceptions where I can add a parent onto my insurance plan? I recently just started a new job (9 months in) and I haven't gotten coverage yet. I do claim my mother on y taxes as a dependent.