Hello, I am having my first baby late January (healthy pregnancy thus far, 24 y/o, no complications.) Please help me decide which family insurance is best for myself, husband, and baby. Thanks in advance! Prego brain is making this difficult.
Plan 1: Traditional - Embedded calendar year
Individual deductible: $1,500
Family deductible: $3,000
Individual out of pocket max: $5,000
Family out of pocket max: $10,000
Premium paid weekly: $191.21
Kids' office visits: $0 Copay
Plan 2: Traditional - Embedded calendar year
Individual Deductible: $2,500
Family deductible: $5,000
Individual out of pocket max: $8,150
Family out of pocket max: $16,300
Premium paid weekly: $162.21
Kids' office visits: $0 Copay
Plan 3: High Deductible - Aggregate calendar year
Individual deductible: $2,000
Family deductible: $4000
Individual out of pocket max: $6,550
Family out of pocket max: $8,000
Premium paid weekly: $167.04
Kids' office visits: Deductible + %20
Plan 1: Traditional - Embedded calendar year
Individual deductible: $1,500
Family deductible: $3,000
Individual out of pocket max: $5,000
Family out of pocket max: $10,000
Premium paid weekly: $191.21
Kids' office visits: $0 Copay
Plan 2: Traditional - Embedded calendar year
Individual Deductible: $2,500
Family deductible: $5,000
Individual out of pocket max: $8,150
Family out of pocket max: $16,300
Premium paid weekly: $162.21
Kids' office visits: $0 Copay
Plan 3: High Deductible - Aggregate calendar year
Individual deductible: $2,000
Family deductible: $4000
Individual out of pocket max: $6,550
Family out of pocket max: $8,000
Premium paid weekly: $167.04
Kids' office visits: Deductible + %20