We had a break in about a week ago. We’re missing about $7000 in property. Winter jackets, jewelry, watches, sunglasses.. that kind of thing.
None of the jewelry/watches were fine jewelry/expensive. The most expensive piece being about $400.
Our adjuster is meeting with us next week.
Are they going to make us replace each and every item piecemeal?
Frankly, there are some items we don’t want to replace. At least not immediately.
Will insurance require us to replace each item to be ‘paid out’. Or will they just cut a cheque?
The adjuster had mentioned that claims near the $5000 can opt into the express claim process and get a cheque. But there’s deductible on top of that. We’d end up with closer to $3800 that way. That barely replaces the stuff we do want to re-purchase.
Insurance is through Intact if that helps.
Thanks!!
None of the jewelry/watches were fine jewelry/expensive. The most expensive piece being about $400.
Our adjuster is meeting with us next week.
Are they going to make us replace each and every item piecemeal?
Frankly, there are some items we don’t want to replace. At least not immediately.
Will insurance require us to replace each item to be ‘paid out’. Or will they just cut a cheque?
The adjuster had mentioned that claims near the $5000 can opt into the express claim process and get a cheque. But there’s deductible on top of that. We’d end up with closer to $3800 that way. That barely replaces the stuff we do want to re-purchase.
Insurance is through Intact if that helps.
Thanks!!